Risk and compliance, run by an AI agent

Your compliance program, run by an AI agent and kept current as the rulebook moves.

Start fresh or bring the program you already have. Lemara maps every regulation to the processes, risks and controls that satisfy it, closes the gaps, and re-runs itself the moment the rules change. Every change is grounded in a proprietary compliance knowledge graph, cited to the source, and yours to review and approve before it lands.

The compliance chain Program current
Regulation the moving rulebook Process how you comply Risk what can fail Control how it is caught

Every financial institution has to hold this chain together. Today it is built by hand, by compliance teams and outside consultants, and it starts drifting out of date the day it is finished.

The problem

Compliance is still built by hand, and it no longer scales.

The rulebook moves faster than any team can re-map it. Firms hire, they add consultants, they buy platforms that store what was already built. The chain still comes apart between updates, and the cost of that gap is measured in penalties.

500K+US financial firms, each holding this chain together by hand
40,000+regulatory items issued in a single year across US agencies
compliance hours growing roughly three times faster than headcount

The cost of falling behind is not theoretical. US regulators issued 4.6 billion dollars in penalties in 2024, including a 3.1 billion dollar action against a bank whose program was never kept current.

The solution

An autonomous agent that runs the whole program.

Not a copilot sitting beside a compliance analyst. Lemara does the work across the entire chain and hands it to your team for review and approval.

Readsthe moving rulebook
Reasonsover the knowledge graph
Actsbuilds and updates the program
Monitorscatches every change

Runs continuously. The agent re-runs itself as the rulebook changes.

The moat

Anyone can call a model. The graph underneath is the hard part.

01 · The graph

A proprietary compliance knowledge graph

Hundreds of regulatory obligations mapped to the processes, risks and controls that satisfy them, built on deep domain knowledge rather than scraped text.

02 · The people

Domain engineers

Compliance experts trained on our product who build the regulatory mappings and refine the methodology for re-engineering a program to be AI native.

03 · The output

Grounded, citable, reviewable

Every output traces to the obligation behind it, with human review built into the workflow. The graph compounds as regulation evolves and cannot be reproduced by prompting alone.

Where we fit

We do the whole program. Others do part of it.

The category is real and it is funded. One competitor raised 120 million dollars in July 2026 at a 1.2 billion dollar valuation. Every player on this map covers a slice: one function, one domain, or a place to store what you already built by hand. Lemara is the only position that generates the program and keeps it current.

Depth of action Scope of coverage Narrow function Full program Reviews Generates
Marketing surveillanceReviews marketing and comms
AML toolingInvestigates alerts
Document reviewReviews documents against rules
Regulatory intelligenceFlags what changed
Legacy GRCStores what you built
lemaraBuilds it. Keeps it current.

Regulatory intelligence vendors map a change onto a program you already built. Lemara generates the program, then maintains it.

The economics

About 3% in. Four to five times back.

Your compliance program is already a line item: headcount, outside consultants, and the software holding it together. Lemara costs less than 3% of that, and displaces the biggest pieces of it: the manual build, the ongoing maintenance, legacy tooling, and much of the consulting spend while easing the pressure to keep adding staff and tooling.

Why now

This was not buildable two years ago, and not buyable one year ago.

Technology

The models finally hold up

Only recently can AI parse regulation and produce structured, citable compliance output reliably enough to put in front of a regulator.

Burden

The rulebook is accelerating

New AI-related financial services rules nearly doubled last year, 157 in the year to mid-2025. Compliance officers rank the pace of change as their top challenge.

Demand

Institutions are buying

Large banks and insurers now have top-down mandates to deploy AI, with budget attached. Compliance is a prime target and buyers are actively looking.

Working together

Build it with us.

Design partners

Build it against your own rulebook.

  • You shape the graph. We finalize the product against your live regulatory environment, not in isolation.
  • Domain engineers embed. Compliance experts work alongside your team through the build.
  • One entity first. Start with a single regulated entity, then expand across the enterprise.
  • You keep the program. The output is your working system, not a pilot deck.
Talk to us about co-development

The team

Financial services insiders, building the thing they need.

The switching cost is the program itself. Once it lives in Lemara and stays current, leaving means rebuilding by hand.

JE

Joy Ezekiel-Dike

Co-founder

Enterprise AI strategy leader at a Fortune 500 insurer, driving firm-wide AI adoption inside a regulated environment.

AA

Asieh Ahani

Co-founder

Head of risk and compliance technology at a Fortune 500 insurer, owning the regulatory technology function Lemara serves.

FD

Frank Dike

Advisor

Over 20 years in risk, controls and governance across State Street, J.P. Morgan and Northern Trust.

TE

Tavis Ezell

Advisor

Over 20 years in technology commercialization, strategic partnerships, business development and product sales.

Get in touch

The rulebook is going to move again this quarter. The question is whether your program moves with it.